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Bundaberg Residents Urge State Government to Implement Home Buyback Scheme After Repeat Flooding

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Bundaberg Flood Impact: Residents Seek Home Buybacks After Third Major Flood

Residents in Bundaberg have requested the state government consider buying back their homes following the third major flood in 16 years.

Over 200 properties were inundated last week when the Burnett River reached 7.4 meters. One affected resident, Rhiannon Harris, reported her family home was flooded to waist height, resulting in significant damage. The family anticipates up to 12 months before returning.

Historical Context of Flooding

Bundaberg has experienced several significant flood events over recent years, underscoring the recurring nature of the disaster.

  • In December 2010, the Burnett River peaked at 7.92 meters, leading to 300 evacuations.
  • A larger flood occurred in January 2013, with the river cresting at an unprecedented 9.53 meters, inundating 4,000 homes.
  • The most recent event in March 2026 saw the river reach 7.4 meters, causing widespread impact once again.

Insurance Challenges and Mitigation Proposals

The repetitive nature of these floods presents significant challenges for homeowners and the insurance industry. Ms. Harris currently pays $240 per month for insurance, but has been quoted an astronomical $18,000 annually for continued flood coverage.

Andrew Hall, chief executive of the Insurance Council of Australia (ICA), highlighted that flood-prone homes are difficult to insure due to the high recurrence of damage. Hall advocates for long-term solutions to address this issue.

"Long-term solutions such as constructing levees, raising homes, or implementing buyback schemes to convert properties into parkland or industrial areas" would help reduce insurance premiums, according to ICA's Andrew Hall.

Government Response and Unfinished Projects

A proposed Bundaberg East Levee, a 1.7-kilometer concrete structure intended to protect 600 properties, received $175 million in funding from federal and state governments in 2023. However, this crucial project did not proceed as the Bundaberg Regional Council declined to cover ongoing maintenance costs.

Queensland Opposition Leader Steven Miles expressed support for a buyback scheme, citing the repetitive nature of the floods. State Disaster Recovery Minister Ann Leahy stated her focus is on floodgates proposed for Saltwater Creek to control water flow. Bundaberg Mayor Helen Blackburn indicated optimism that residents would support the floodgate project, suggesting it could have mitigated impacts in the recent flood.